Buying On Credit
Buying on credit can take many different forms, from in-store credit to credit cards. Each method offers slightly different credit advantages. At BrightHouse we offer customers the ability to purchase products on credit through our range of weekly and monthly payment options in the form of a hire purchase agreement.
A low credit rating can make it challenging to gain approval when buying on credit. There are a wide variety of reasons why a person may have a low credit rating. While the most common reasons typically stem from previous financial difficulties, a low rating could simply be a result of not previously having applied to purchase products on credit.
At BrightHouse we understand that not everyone can afford to pay for large purchases up front. That's why at BrightHouse we offer a range of credit options to help our customers spread the cost of products (Representative APR 69.9% Fixed).
All products featured within our catalogue, from televisions to washing machines, sofas to games consoles are available to purchase on credit or for cash.
Helping our customers
BrightHouse offers a simple way for you to purchase the latest products and styles on credit through one of our agreements. While we love to be able to help people buy the products that they want, we are also committed to being a responsible lender, and will always act in the best interests of our customers. We look at the ability of our customers to pay for our products now and in the future, rather than basing our decisions solely on past credit history. We are also here to help if you find you run into difficulty keeping up with the payments on your credit agreement, and you should always get in contact with your local store immediately if you are struggling - we will work with you to find a solution that best fits with your circumstances