Here at BrightHouse, we know it’s not always possible to pay for those larger purchases in one go. So our flexible range finance options lets you choose your payment terms and spread the cost into more manageable chunks (Representative APR 69.9% Fixed).
It means you really can buy now and pay later on any product featured on our website. What's more, when buying on finance with BrightHouse, you won’t need to put down a deposit. We’ll simply ask for your first weekly, fortnightly or monthly payment so we can arrange delivery and installation.
You can pay with cash, debit card, Easy Pay or Smart Pay.
Finance payment options
Choose from a selection of payment frequency options.
Choosing to pay for your products in weekly installments means smaller, regular payments. It’s ideal if you’re paid weekly. Discover more about our weekly payments option.
Our pay fortnightly plans reduce payment frequency while avoiding the increased installments that come with monthly payments. Discover more about our fortnightly payments option.
Our pay monthly finance option features our lowest payment frequency. Discover more about our monthly payments option.
How to apply for finance
Arrange the payment plan that suit you in three simple steps:
1 Apply online for a decision in principle (subject to affordability checks)
3 Visit your local BrightHouse to meet our friendly, helpful team
Discover more about how BrightHouse works and our simple payment plan process.
BrightCare: It’s your choice
BrightCare’s an optional service package providing peace of mind. You won’t pay a penny if your product breaks down.
So relax. You’re covered for:
Unlimited Repairs There’s no limit to the number of repairs you can request if a product develops a fault. You won’t pay call-out charges and there’s no cost for labour or parts.
FastFix You’ll want to get up and running as quickly as possible. So we’ll aim to visit your at home within two working days to repair domestic appliances and TVs. For faulty furniture, we’ll be there within five working days.
Domestic appliances and TVs We’ll visit you at home in the next two working days *
Furniture We’ll be there in the next five working days
Technology Leave smaller like phones and laptops with us in-store and pop back in the next five working days
We aim to repair your product inside the FastFix target time, but we can’t always guarantee that we can.
Sometimes, we won’t be able to mend it straight away. We’ll either take it away to fix your product in our workshops or arrange a time to come back with spare parts.
New for Old We’ll replace your faulty product with a brand new one
If it can’t be fixed within 10 working days of our first visit (40 working days for furniture)
If it’s not worth the money to repair it
No extra charge If it turns out there’s no fault, don’t worry – you won’t be charged.
Discover more about BrightCare here..
Financial term glossary
Financial terms can be confusing, so we’ll help you cut through the jargon. Check out our financial term glossary and make sure you understand all the small print.
I'm struggling to make repayments, what can I do?
If you're struggling to make repayments please contact us as soon as possible to discuss your individual circumstances. We may be able to find a financial solution to suit you.
Can I return a product if I'm struggling to make repayments?
Yes, you can return a product at any time with no penalties. If you wish to return a product simply contact your local store.
Can I choose to swap my product if it doesn't meet my requirements?
Yes you can! Trade up or trade down to suits your needs (subject to credit status and affordability checks).
At the end of my finance agreement will I own the product?
Yes, at the end of the rental term, it’s all yours!