At BrightHouse we understand that paying for large purchases upfront isn't always possible. That's why we offer a range of finance options, enabling you to spread the cost of purchases into more manageable chunks (Representative APR 69.9% Fixed).
With our range of finance options, you really can buy now and pay later on any product featured on our website. What's more, when buying on finance with BrightHouse we don't require a large upfront deposit. None of our finance plans require a deposit. To receive your item we simply require your first weekly, fortnightly or monthly payment. Choose to pay with cash, debit card, Easy Pay or Smart Pay.
Finance Payment Options
When purchasing on finance with BrightHouse we offer customers a selection of payment frequency options including:
Choose to pay for your products through regular weekly payments. Our weekly payment plans ensure payments are smaller, ideal if you receive your income weekly. Discover more about our pay weekly payments option.
Our pay fortnightly payment plans allow a reduced payment frequency from our weekly payment option, but avoid the much larger increased payments of our pay monthly plans.
Finally, our pay monthly finance option features our lowest payment frequency. Discover more about our pay monthly payments option.
How to Apply for Finance
Step 1 - You have the option to apply online to get pre-approval (subject to affordability checks)
Step 2 - Get together your two most recent bank statements and bank card
Step 3 - Visit your local BrightHouse store and see our friendly staff
Learn more about how BrightHouse works and required steps when applying for finance.
Our finance agreements are designed to make life easier and feature no surprises, putting you in control and on the path to owning:
- Delivery, installation and repairs all included as part of our Five Star Service
- No one-off payments
- Product Insurance is required – yours or ours
Discover more about buying on credit with BrightHouse and how our rental agreements can put you on the path to owning (Representative APR 69.9% Fixed).
Financial Term Glossary
If you find the myriad of financial terms confusing, we can help! Visit our financial term glossary and ensure you understand all the small print.
I'm struggling to make repayments, what can I do?
If you're struggling to make repayments please contact us as soon as possible to discuss your individual circumstances. We may be able to find a financial solution to suit you.
Can I return a product if I'm struggling to make repayments?
Yes, you can return a product at any time with no penalties. If you wish to return a product simply contact your local store.
Can I chose to swap my product if it doesn't meet my requirements?
Yes you can! Trade up or trade down as to suits your needs (subject to affordability checks).
At the end of my finance agreement will I own the product?
Yes, at the end of the rental term, it's yours!