Where to seek advice if you’re in debt

60 Second debt test

Self help test from Step change

How to improve your credit score

How Step Change can help you

  • Get free, confidential and expert debt advice online or over the phone
  • A personal recommendation for the best debt solutions for your individual circumstances
  • Support while you deal with your debt problems, for as long as you need help
  • Campaign on your behalf to reduce the risk of problem debt and the harm it causes