Following UK Government advice, all our BrightHouse stores remain closed and this has impacted some of our services temporarily. In the meantime, we want to re-assure you that at this difficult time we are doing everything we can to ensure that you are supported.

Servicing, warranties and insurance claims will continue to be provided by the logistics and engineering business operated by CTL until further notice. If you are a BrightHouse customer, you can speak to one of our colleagues by calling your local store.

Our policy in respect to engaging with BrightHouse customers has changed in response to COVID-19. Further details can be found at www.brighthouse.co.uk/customer-care/coronavirus-information.

finance

Guide to pay weekly/monthly

Understanding Pay Weekly/Monthly Stores

At BrightHouse, we understand that it's not always possible to make a payment in one go. That's why, with pay weekly/monthly, we give our customers the chance to buy now and pay weekly or four-weekly, spreading your installments flexibly up to two years (APR 69.9-99.9% Fixed).

How do rent to own stores work?

Our stores allow you to buy now and pay weekly or monthly, spreading the cost of your purchase over a set amount of time in order to make it more manageable, and always at a fixed interest rate. At BrightHouse, we'll always show you exactly what you'll pay before you sign-up, both in terms of weekly (or monthly if you choose) installments, and overall payment.

What are the benefits of paying monthly?

No deposit
We don't ask for a deposit. All you need to do is make your first week or months payment and we'll arrange for the delivery and installation of your product right away.

Spread the cost
Our monthly payment options are great if you receive your income on a monthly basis. In fact, you can choose to spread the cost by linking your BrightHouse payments to the date you are paid, so payments come out on the same day each month.

Can I pay weekly/monthly with bad credit?

A low credit rating can make it tricky to gain approval when buying things on credit. There is an array of reasons why a person may have a low credit rating – the most common is often from previous financial troubles, but this could also be because you've never bought anything on credit before. We look at the ability of our customers to pay for products now and in the future, rather than basing our assessment solely on their past credit history.

How to apply for a pay weekly/monthly agreement

You can apply online for any of our weekly/monthly payment contracts, or you can simply visit one of our stores across the UK (you can find your local using our store finder). As part of the process, we will perform a credit and affordability check to determine whether we think our pay weekly/monthly payment plans will work for you. You can find out more about how we carry out credit checks here, as well as tips for improving your credit rating.

We believe in forming positive, long-term relationships with our customers, so it's not in our interest to over-extend, or put you in a difficult financial position. We're on hand to support you throughout your time with us and we strictly adhere our Lending Charter.

Pay weekly/monthly additions

At Brighthouse, you must have insurance in place with any product. If you are not already covered by pre-existing insurance, we can provide you with the cover you need. Add BrightCare to your purchase to protect your product(s) against life's little mishaps, meaning if you accidentally damage your product or it goes missing, we'll repair or replace it right away. You can find out more about BrightCare here, as well as product insurance.