finance

Guide to buying on finance

How does BrightHouse work?

Here at BrightHouse, we give you the choice of top branded products, cutting edge technology and essential household goods – all at affordable weekly and monthly prices. We know it's not always possible to pay for purchases in one go, which is why with us you can choose to spread your payments over one, two or three years with a finance plan that works for you (Representative APR 69.9-99.9% Fixed).

What's more, when buying on finance with BrightHouse, we won't ask for a deposit. All you need to get started is your first weekly, fortnightly or monthly payment using a payment method of your choice – then we can arrange the delivery and installation of your product.

Applying for BrightHouse credit

Step 1: Choose a payment plan across our entire product range, from Pay Weekly to Pay Monthly, as well as our new offer of variable terms (allowing you to reduce your term-time and total amount payable) which can be obtained by visiting your local store.

Step 2: Apply for BrightHouse finance by giving us a few details which we'll run through a speedy credit check (here's how we do our credit checks). We look at your ability to pay for products now and in the future, rather than basing this solely on your credit history. You'll get an application decision in under two minutes and, if successful, you’ll be able to create a product agreement right away.

Step 3: Once you've browsed our catalogue or product collection online, you can either find your local store and visit our friendly team to place your order, or simply do this via our website.


5 steps to heaven
5 steps to heaven