Warranty & Insurance - FAQs
Insurance covers fire, theft and accidental damage to your goods under hire purchase agreement with BrightHouse. It does not cover product fault repairs. BrightCare cover the product fault repairs or replacement and does not cover fire, theft or accidental damage. So in simple terms, insurance covers your goods in the event of an incident that results in damage to or total loss of your item caused by you or a third party. BrightCare cover your goods for any product failure mechanically that results in you needing to repair it or to replace it as it is beyond repair.
BrightCare is an extended warranty package that offers you cover over and above the manufacturer's warranty.
Some of the enhanced features offered by BrightCare are:
- Promised repair time frames per product category.
- If unable to repair, we will replace goods under your hire purchase agreement with a like for like (features and price range) replacement – make and colour may differ.
- No fault found no charge applied.
- Free delivery and installation of replacement item.
Yes you can by contacting your store and selecting option 3 or online on our webpage www.brighthouse.co.uk/make-a-claim
No, we are not offering in home repairs at all during this time. If your product is deemed essential, we will provide you with a loaner if we are able to. We however will only deliver to your door and we will not undertake a delivery if anyone is in isolation in your home. You will have to reschedule a delivery of the loaner once you are able to.
You can cancel your Insurance and BrightCare at any time during your agreement. However we only allow for the signing up of Insurance and BrightCare up to 28 days from the date that you take up your agreement. Should you cancel your cover now, we will not be able to reinstate it at a later date. You can however take out insurance or warranty cover with other providers in the market.
Without cover or a valid manufacturer’s warranty in place, we will not be able to offer you a repair.
Goods bought under a hire purchase agreement must be insured at all times for theft, fire and accidental damage. We need to know that you have such cover, as you are required to pay off your hire purchase agreement in order for ownership of the goods to pass to you. If it is stolen whilst you are paying it off and you don't have insurance in place, you would still have to pay your hire purchase loan agreement and we don't want you to have to pay for something you don't have. Therefore we insist that you have insurance, with BrightHouse or someone else of your choice, provided that it covers the goods under hire purchase agreement.
Yes you can. Provided your household contents cover provides you with protection against theft, fire and accidental damage and covers goods under hire purchase – then you can add your BrightHouse hire purchase goods to your content insurance cover. If you are unsure if your insurance provider covers you please give them a call to confirm.
No, excess fees are not payable for claims made under the BrightHouse Insurance policy cover.
No, there is no limit to the number of claims you can make.
Unfortunately not. Once you settle the hire purchase agreement with BrightHouse your insurance and Brightcare cover will no longer be in place, and you will need to take out insurance cover with another provider if you want to cover your goods against theft, accidental damage and/or an extended warranty cover.
Up to 28 days after you take out your hire purchase agreement with us, you can take up BrightCare and/or Insurance cover with BrightHouse. Thereafter you will no longer be permitted to add Insurance and BrightCare to your hire purchase agreement.
Yes you can at any time, by providing one weeks' notice to cancel.
If you have cancelled the insurance within the first 28 days and wish to take it up again you can. If you have cancelled your insurance post that period, for example 6 months into your hire purchase agreement, then unfortunately at this point in time we will not be able to offer you cover on your goods.
No, insurance will provide you with a repair or if the item is beyond economic repair, insurance will replace your TV with a same aged TV of a similar condition, but not a new TV.
You will be sent DPD packaging directly to your home with instructions on how to return your product.
Once you have packed your product as per the instructions, please drop it off at your nearest DPD store where it will be sent directly to our repair centre.
We must receive your package within 21 days of your claim or your claim will be closed.
Once your item is repaired, we will contact you to schedule and return it to you via DPD.
Furniture and Beddin:
You will receive a call from our appointed agent HomeServe and they will call at your home to assess your product under claim.
They will assess for the claim only and will undertake a repair in your home if they can during the first appointment.
If parts are needed, HomeServe will inform you and w reschedule the repair once parts arrive.
You will be asked to sign a job card for the visit detailing what work if any was carried out or what parts are needed.
Please ensure you are home for your appointment. In the event you miss an appointment we will reschedule it for the next available date.
TVs, White Goods and Vacuum:
You will be contacted to arrange and in-home visit in most claim cases. An appointed engineer will try and repair your product in your home on the first visit if possible.
If we are unable to repair on the first visit we will arrange for a collection of your product to have it repaired at one of our service centres.
In the event that your product is beyond repair, the engineer will inform us to source a replacement.
Once a replacement is sourced, we will book a delivery at a time that is convenient for you.