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Buy Now Pay Later

Buy Now Pay Later
  • Beds
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  • Furniture
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  • No Deposit
  • Sofas
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Buy Now Pay Later - No Deposit

Because it's sometimes hard to save up for some of life's essentials or the latest technology, we offer buy now pay later on all of our products, with no deposit...

It's simple; you choose which of our products you would like, and spread the cost across a number of weeks rather than as one big lump sum. This means that you can budget to pay for the other things you need to pay for – it makes things that little bit easier.

And when you buy from us, you'll need to pay no deposit.

How to Buy on Credit with BrightHouse

If you’ve seen something that you want, all you need to do to get your product is:

  • Take a look around our site and see what you would like
  • Apply online with our quick application form
  • Pop in to your local store to talk to us and pick your product
  • Your item will be delivered within 7 days

You can start paying for your chosen item right away, and you won't need to give us a deposit first – no deposit at all. You can have a brand new sofa, laptop or phone from our huge range of products, and don’t need to pay for it all up front!

Benefits of Buying on Finance

Many people choose to buy the things they need on finance because it makes budgeting that little bit easier.

If you need a new washing machine or have to replace your fridge, there’s rarely enough time to save up the lump sum that you will need to. This is when buying on finance, or on credit, comes in.

BrightCare

Our optional BrightCare service package provides peace of mind when shopping with us. You get unlimited repairs if they develop a fault and brand new replacements if we can’t fix it (or like-for-like replacements on refreshed products) or, you can choose independent cover

Apply for credit now, or contact us for more information.

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**Variable terms where available. Offers cannot be used in conjunction with any other offer. Cannot be redeemed for cash. BrightHouse reserves the right to withdraw the offer at any time. Credit offered is subject to status and affordability checks. BrightHouse reserves the right not to extend credit. The interest rate offered will depend on the item purchased and length of the agreement. Discount does not include Product Insurance Cover payment where applicable. Insurance for fire, theft and accidental damage is required for the duration of the agreement. If you do not have an appropriate insurance policy, optional Product Insurance is available.

Optional product insurance is offered by Caversham Insurance (Malta) Limited, authorised and regulated by the Malta Financial Services Authority. Firm reference number 447558. 
Caversham Insurance (Malta) Limited operates in the UK through insurance intermediary Caversham Finance Limited. 
Caversham Finance Limited, trading as BrightHouse, 5 Hercules Way, Leavesden Park, Watford, WD25 7GS, is registered in England and Wales. Registration number 785922. Caversham Finance Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 695094. 
You can check Caversham Insurance (Malta) Limited and Caversham Financial Limited's registration on the FCA’s Financial Services Register by visiting www.fca.org.uk/register or by contacting the FCA on 0800 111 6768.

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