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    BrightHouse – your weekly payment store

    The biggest brands at affordable weekly prices

    BrightHouse gives you the choice of top branded products, cutting edge technology and essential household goods at affordable weekly prices. Choose to spread your payments over 1 or 2 years and choose either a weekly or monthly payment plan to suit your budget.

    (Representative APR 69.9% Fixed). Credit will be provided subject to status and affordability checks.

    Is it right for me?

    Your questions answered…


    Yes. We take time to understand your circumstances and your needs before we agree to give you a product on an agreement. We check your income, identity and affordability.


    We take the time to ensure you understand all your obligations and to make sure you can afford the weekly payments and that you won’t be left short.


    Yes, you can apply online here.


    We’ll always show you exactly what you’ll pay, week by week, and overall. And our APR is not as high as other credit lenders out there that you may choose to use.


    Representative Example – Beko 6kg Washing Machine

    Product Price Incl.
    Delivery & Installation
    Term Weekly Payment Annual Fixed Interest
    Rate/Rep APR ††
    Total Payable
    BrightHouse £235.50 52 wks £5.80 69.9% £301.60
    Loan Amount Term Weekly Payment APR% Total Payable
    Provident £200.00 52 wks £7.20 299.3% £374.40
    Brighthouse Provident
    Product Price Incl.
    Delivery & Installation
    Loan Amount
    £235.50 £200.00
    Term Term
    52 wks 52 wks
    Weekly payment Weekly payment
    £5.80 £7.20
    Annual Fixed Interest
    Rate/Rep APR ††
    APR%
    69.9% 299.3%
    Total payable Total payable
    £301.60 £374.40

    Comparison information taken from the website www.providentpersonalcredit.com 1st February 2018. Credit offered is subject to status and affordability checks. BrightHouse reserves the right not to extend credit. The interest rate offered will be fixed for the length of the agreement and will depend on your financial status and the length of the agreement. Caversham Finance Limited is authorised and regulated by the Financial Conduct Authority for consumer credit. Insurance for fire, theft and accidental damage is required for the duration of the agreement. Ask staff for details.


    Yes. We’ll always do our best to find an agreement and product that matches what your needs are right now. If your situation changes, you’re not tied down. Return the product or change the product at any time with no penalties.

     

    Applying for credit

    Apply Online

    Our online credit application service is quick and easy. We’ll let you know if you’ve been accepted for credit straight away or if you need to visit one of our local stores to give us more details.

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    Apply in-store

    You can apply for credit in any one of our stores. Our friendly, helpful staff are on hand to guide you through the process. Remember to bring along proof of ID, address and income and we’ll get the ball rolling.

    Find out more

    (Representative APR 69.9% Fixed)
    Credit will be provided subject to status and affordability checks

    Choose your terms

    Top branded products on a payment plan to suit your budget

    Pay weekly

    With BrightHouse you can spread the cost of branded products, top tech and essential household goods into smaller, affordable weekly payments (69.9% APR representative example).

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    Variable terms

    With our variable terms you can choose the length of payment period to suit your budget**. The shorter the term, the smaller the total repayment cost.

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    Choose your cover

    Protect your products against life’s little mishaps

    BrightCare

    Add BrightCare to your purchase for total peace of mind. You’ll be totally covered with our extended warranty, so if your product becomes faulty we’ll repair or replace it right away.

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    Product insurance

    All purchases from BrightHouse must be covered by insurance, either yours or ours. If you’re not already covered by pre-existing insurance then we can provide you with the cover you need.

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    Delivery and returns

    Delivering to you, returning to us

    Delivery

    All our large items like sofas, TVs and washing machines are delivered directly to you, usually within 7 days. Our friendly delivery teams will bring your item into your home and take away any packaging.

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    Returns

    At BrightHouse, it’s OK if you change your mind, anytime. We accept returns at any point during your agreement with no further payment to be made.

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    Shop with confidence

    Our commitment to you

    We lend responsibly, making it easier for you to get the things you need, and making sure you can afford the payments. We’re committed to help you improve your credit rating, especially if you’ve struggled with credit problems before.

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