In addition to our pay weekly payment plans at BrightHouse we also offer the option to pay for products on a monthly basis. In comparison to our higher frequency payment options, our pay monthly plans provide a greater distance between payments.
Benefits of pay monthly
Spread the cost – Less frequent monthly payments are ideal if you receive your income on a monthly basis. You can still spread the cost but more logically sync payments to BrightHouse with when you get paid. (Representative APR 69.9% Fixed).
No Deposit – Our entire product range is available with no deposit. At BrightHouse we understand that it’s not always possible to pull together a sizeable deposit. To receive your item we simply require your first monthly payment.
Easy Pay – Choosing to pay via Easy Pay ensures you never miss a payment with money automatically being debited from your account. However, if you still wish to make your payments in store, you can do so.
Direct Debit – If choosing to pay monthly we also offer the option to pay by direct debit. When paying by direct debit you will be required to a pay a minimum of 4 weeks in advance. Direct debit payments are taken on or around the 1st of each calendar month.
5 star service – As with all our agreements or cash sales, when choosing to pay monthly we also include our 5 star service. Our 5 star service is a stress-free way of getting your chosen product into your home, setup and looked after over the longer term. Learn more about our 5 star service.
Apply for a pay monthly agreement
Mirroring our other payment options, choosing to pay monthly comes in the format of a Hire Purchase Agreement. To apply for credit repayable on a monthly basis you’ll simply need to apply online here or pop into your nearest BrightHouse store. Now with over 300 stores you’ll be sure to find one near you. Find your nearest store using our online store finder.
During the application process we’ll run a credit check to allow us to determine if our pay monthly payment plans are most suitable for you. Additionally as part of your application you will also be required to come into store so we can perform an affordability check. It’s important to us that we form a long term relationship with our customers. We will support all out customer through their time with us and publish a Lending Charter which we adhere to.
How do I select to pay monthly during my application?
If you wish to pay for your new product through monthly payments, simply advise one our advisors when you come into store to complete your agreement.
Can I change the date of my direct debit?
Monthly direct debit payments can only be taken on the first day of the month.
What happens if I ever get into financial difficulties?
If you have worries with regards to making your monthly payments on time, please contact us immediately, we will try to help where we can. Alternatively we will be able to put you in contact with free independent advice from a range of organisations including: