Advice for customers and creditors of BrightHouse

Important Information

BrightHouse no longer manages customer accounts or processes any payments.

If your account or agreements have not been sold to Perch Capital Limited then your account and agreements have been terminated (closed) as all remaining BrightHouse payment methods have now been shut.

If your account is now managed by Perch Capital Limited, you should contact ACI-UK Ltd to discuss payment options.

You can contact them by email at support@aciuk.uk or by phone: 01253 531517.

Opening Hours are Monday to Thursday 8.30 am to 6:00 pm and Fridays 8.30 am to 5.30 pm. They are closed on Saturday and Sunday.

Chris Laverty, Trevor O’Sullivan and Helen Dale of Grant Thornton UK LLP were appointed as Joint Administrators of Caversham Finance Limited on 30 March 2020 (‘the Joint Administrators’) (‘CFL’). CFL trades as BrightHouse in the UK and provided rent-to-own and cash lending services to the UK consumer market.  Please note that Trevor O’Sullivan has since vacated his role as Joint Administrator following his retirement.

Chris Laverty, Andrew Charters and Sarah O’Toole of Grant Thornton UK LLP were appointed as Joint Administrators of Caversham Trading Limited on 30 March 2020 (‘the Joint Administrators’) (‘CTL’). CTL operates a logistics and engineering business supporting servicing, warranty and insurance claims of BrightHouse rent-to-own customers in the UK.

Since the appointment, the Joint Administrators have continued to trade the businesses. Please click on the relevant options opposite to understand the current position regarding your loan and any associated insurance or warranty product (which has now ceased).

The insurance was provided by Caversham Insurance Limited. Caversham Insurance Limited is authorised by the Gibraltar Financial Services Commission and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of our regulation by the Financial Conduct Authority and Prudential Regulation Authority are available from us on request. Caversham Insurance Limited's firm reference number is 843992. We operate in the UK through our insurance intermediary, Caversham Finance Limited (in Administration) (trading as BrightHouse). Registered Address: c/o Grant Thornton, 11th Floor Landmark, St Peter’s Square, 1 Oxford St. Manchester, M1 4PB.

You can check Caversham Insurance Limited and Caversham Finance Limited's registration on the FCA’s Financial Services Register by visiting https://register.fca.org.uk or by contacting the FCA on 0800 111 6768.